clickXchange

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• Does not sites that are primarily only message boards or messaging groups.
• Does not accept sites that have "an excessive amount of advertising such as sites with just advertisement banners, or sites that generate an excessive amount of pop-ups and pop-unders".

Has payment option via both check and Paypal. Has a good payment system with no minimum threshold, meaning you may withdraw your earnings at any time. A $2 processing fee is applied if you withdraw when your total earning is less than 50, but this is better than other affiliate programs in which they don't pay you until you've accumulated their required minimum earning amount.